Motor vehicle accidents can change your life in a matter of moments. From debilitating injuries to the inability to work, it can be difficult to recover. The proceeds from an insurance claim can make a tremendous difference, but success is never guaranteed.
Filing a car accident claim in Modesto can be overwhelming, especially if you are recovering from a devastating injury. The good news is that a dedicated injury attorney can assist with the claims process. Their support becomes even more important when an insurer denies a claim and litigation becomes necessary. Reach out to the Valero Law Group to learn more about your options.
Filing a Claim With an Insurer
Most California drivers have some liability insurance coverage, and many motorists have robust policies that cover their losses after a crash. Typically, an insurance policy will cover the cost of an accident. That said, filing a car crash claim in Modesto is never guaranteed to be successful.
If a driver was at fault for an accident or injured in a hit-and-run collision, they may have no choice but to file a claim with their policy. Whether their insurance coverage will pay depends on their policy type. Some options shield drivers from liability and pay for their losses.
Sometimes, injury victims must file a claim with someone else’s carrier. This approach is common when another driver is at fault. Injury victims can submit a claim on that driver’s liability policy. Let our team take the lead by calling today.
How Long Will an Insurance Claim Take?
The time it takes to file and resolve a motor vehicle accident insurance claim can vary significantly in Modesto. In situations where there is no question about who was at fault, insurers often want to resolve the claim quickly and move on. In other situations, it can take months or even years to get a resolution.
Different factors can prolong claims. For example, serious injuries can take months or longer to fully heal. It is important to wait until an injury victim reaches their maximum level of medical improvement before attempting to settle a case.
What if a Claim Is Denied?
The State of California requires drivers to maintain a minimum amount of liability insurance. These policies are designed to protect drivers from third-party claims when they are responsible for a collision. An injury victim has the right to pursue a claim with the at-fault driver’s carrier, but insurance companies can reject those claims.
Thankfully, insurers do not make the final decision on who is liable for an accident. If filing a car collision claim in Modesto does not result in the insurance company awarding compensation, there is still the option to sue the responsible driver. Usually, the carrier will assign a legal defense team and pay out any resulting judgment.
The support of an attorney is crucial during this stage of the process. Rules of evidence are complex, and attempting to litigate an injury case without help is a significant risk. The right lawyer can gather and present evidence of negligence and pursue fair compensation for the injured party. Contact our team to learn more.
Talk to a Lawyer in Modesto About Filing a Car Crash Claim
If you were hurt in a collision, you might be entitled to compensation. Filing a car accident claim in Modesto can get you the award you deserve. This is true whether you are relying on your coverage or seeking a payout from the other driver’s liability policy. Reach out to Valero Law Group as soon as possible to learn more about your options.
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