Rental car accidents in Modesto happen for a wide range of reasons, and people driving rental cars are often more prone to accidents because they are driving unfamiliar cars in unfamiliar areas. Determining what to do after an accident involving a rental car can be overwhelming, whether you were driving a rental car or the driver of a rental car struck you.
Fortunately, a knowledgeable local attorney can guide you through the legal process, offer helpful advice, and protect your legal rights. Call Valero Law Group today to learn more about your legal options after a car accident.
Insurance Concerns After a Rental Car Crash
Several parties, including other drivers, the rental car company, and various insurance companies, can be involved in compensating for a rental car crash in Modesto. Different considerations apply depending on who is legally at fault for an accident and what insurance is available.
When There Is Supplementary Insurance From the Rental Car Agency
People renting vehicles can typically purchase supplemental insurance through the rental car agency. The agency usually works with a particular insurance company; for an additional fee, people can buy insurance to protect them in the event of an accident.
If the at-fault driver was driving the rental car and has insurance through the rental car agency, that insurance company would likely be legally responsible for any resulting damages. Similarly, if another driver struck a vehicle driven by someone with supplementary insurance, the rental car company’s insurance company would likely handle negotiations with the at-fault driver’s insurance company.
When There Is No Supplementary Insurance
Most people do not buy supplemental insurance from the car rental agency for several reasons. Vacationers are often hesitant to pay for insurance because it would add to the cost of their trip. They also frequently assume that they will not need it because their trip is short and the risk of an accident is low. Finally, many people do not buy additional insurance because they believe they already have adequate coverage through other sources.
If no supplementary insurance exists, an injured party can look to the at-fault driver’s private insurance plan. Most private insurance companies offer some coverage for rental car accidents. Rental car drivers can also turn to their credit card companies for some coverage if they use a credit card to rent the car.
Determining which insurance plan comes into play can be challenging, which is why working with a seasoned Modesto attorney is critical after an accident involving a rental car.
Pursuing Fair Compensation After a Rental Car Crash
Unfortunately, rental car agencies and insurance companies often try to deny or limit compensation after a rental car crash. A helpful Modesto attorney who advocates for fair compensation is critical after a rental car collision. A skilled attorney can litigate for recovery of all of an injured party’s losses, including the following:
- Medical costs, including rehabilitation costs and future anticipated medical expenses
- Lost wages and earning expenses
- Pain and suffering
- Mental anguish
- Diminished quality of life
If a rental car crash results in an unfortunate loss of life, a compassionate local lawyer can help a grieving family seek compensation through a wrongful death claim. Contact our team to discuss your circumstances and learn more about your options.
Work With a Modesto Lawyer After a Rental Car Crash
While lawsuits involving all kinds of car crashes can be complicated, rental car accidents in Modesto (and elsewhere) are especially so because they involve multiple parties with competing interests. Work with a skilled local lawyer to give yourself the best opportunity to recover damages or obtain a full settlement. A Valero Law Group attorney will always be available for you. We are on call if there is an emergency and will do our best to help you through a challenging situation. Call today to begin exploring your legal options.
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