As rideshare services become more common, Uber, Lyft, and other rideshare accidents in Modesto continue to rise. Rideshare drivers spend more hours on the road than other drivers and may push to drive despite drowsiness or road haze, which means they may have a greater risk of causing an accident. When an Uber or Lyft accident does occur, it can lead to a complicated claim process as the injured motorist struggles to determine who bears liability and how to seek compensation. Working with a car accident lawyer can simplify that process and help motorists maximize the compensation they can recover. Call Valero Law Group today to begin working with a dedicated legal advocate.
Liability in Rideshare Accidents
In most rideshare accidents, liability will rest with one of the drivers involved. Uber and Lyft carry substantial insurance policies that cover their drivers as soon as they accept a ride request on the app. However, if another driver caused the accident, passengers injured in a rideshare crash in Modesto must first file a claim with that driver’s insurance company.
Since rideshare drivers are classified as independent contractors, not employees, this distinction can impact liability. However, some analyses suggest that drivers for Uber and Lyft operate more like employees, which may lead to the rideshare company being held directly liable if one of their drivers acts negligently. Working with a skilled rideshare accident lawyer helps you determine exactly who is responsible for your damages.
Accidents Involving Drivers Not Logged In
Rideshare companies often provide different levels of insurance coverage based on the driver’s status in the ride cycle. If a driver is logged into the app and waiting for a ride, their coverage may be less than if they had already accepted a ride or had a passenger in the car. If you are involved in an accident with a rideshare driver who was not logged into the app at the time, you will need to file a claim through their personal insurance rather than through the rideshare company’s coverage.
Filing a Claim After a Rideshare Accident
If you need to file a claim after an Uber or Lyft accident in Modesto, several factors may come into play.
The Statute of Limitations
In California, you have two years from the date of the accident to file a rideshare accident claim. After this period, the court may refuse to hear your case.
Compensation
The damages in rideshare accident cases are similar to those in other car accident claims. However, since Uber and Lyft provide significant insurance coverage, victims injured by a rideshare driver’s negligence may be entitled to higher compensation than in other types of accidents. Most claims cover medical expenses, lost income, and pain and suffering. Additionally, victims with long-term injuries may also seek compensation for future medical expenses and lost earning potential.
MedPay Insurance
California residents who have MedPay insurance can use that coverage to cover initial medical expenses after an accident, regardless of who caused it. MedPay coverage can be applied after any rideshare accident, including those involving Uber or Lyft.
It is important to work with a skilled attorney after a wreck to ensure you do not inadvertently hurt your right to compensation.
Reach Out to an Attorney After a Modesto Uber or Lyft Accident
Rideshare accident claims can be challenging, especially as insurance companies work to minimize their payouts. A knowledgeable lawyer can guide you through the claim process, protect your rights, and help you maximize your compensation. If you were injured in an Uber, Lyft, or other rideshare accident in Modesto, contact Valero Law Group for a free consultation. Our attorneys are committed to fighting for rideshare accident victims to receive justice for their injuries.
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